Offshore savings accounts from HSBC Expat – the home of expat banking

Saving offshore

At HSBC Expat we've a range of offshore savings accounts in a choice of currencies - from fixed term deposits with higher interest rates to online savings accounts that give you instant access to your money.

Why save with us?

With our offshore savings accounts you'll have peace of mind that your savings are in a secure location. And you won't have to move your money if you relocate to a different country.

  • Interest paid gross* - depending on your situation, tax may not be deducted from your savings income.
    Understand your tax situation
  • A choice of currencies - our offshore savings accounts are available in up to 14 different currencies, from Australian, Canadian and Hong Kong Dollars to Swiss Francs and Japanese Yen
  • 24 hour internet and phone banking - you can open an account and manage your money whenever you want
  • Get our highest rates - as an HSBC Premier customer, you'll receive our highest interest rates for savings accounts. (To be a HSBC Premier customer, you have to keep a minimum amount of money in your HSBC Expat accounts and investments.)

See all our savings accounts

Want to invest offshore?

Offshore investments are a great way to diversify your portfolio - and they could also be a tax efficient way to grow your money.

More about offshore investments

We're a member of the Depositor Protection Scheme. Find out more

*If you live in the European Union, all the interest you earn from your accounts may be subject to the European Savings Directive. Find out more

With any investments, the value of shares, and your income from them, may go down as well as up. So your income is not guaranteed - and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another.

Apply for a Bank Account

A flexible current account for expats - with a choice of currencies, cards and services


Apply now


Find out more
Our products

Our products

From multicurrency accounts to global investments, our offshore products are designed especially for expats.

Wealth Management

Wealth Management

Our specialists in expat wealth management can help you grow and protect your wealth as you move around the world.

Foreign Exchange

Foreign Exchange

Need to convert one currency into another? Choose from our range of different foreign exchange solutions.

Got a question?

Request a call


Or call us on
+44 1534 616 055

We are open 24/7. Calls may be monitored and/or recorded for security and service improvement purposes.