Offshore Bank Account
A flexible international current account for your-day to-day banking needs, and a convenient, secure and potentially tax efficient way to manage your money.
- Available in sterling, US dollars or euro. View debit/credit card options
- Accounts based in Jersey, Channel Islands or Isle of Man
- 24 hour internet and phone banking - Info
- Make international money transfers
- Interest paid without deduction of tax†
- Minimum balance £5,000, US$10,000, or €10,000.**
Get additional benefits with an Offshore Bank Account with HSBC Premier, including:
- Relationship Management service
- Preferential rates on savings
- View your worldwide HSBC accounts in one online location and transfer money between them for free with our Global View Internet Banking service
Apply now for an Offshore Bank Account
Find out more about an Offshore Bank Account with HSBC Premier
Case study - Jean Pierre's story
An Offshore Bank Account is usually the starting point for customers with international or offshore banking requirements. You can use your Offshore Bank Account to manage your day-to-day finances from anywhere in the world.
Competitive interest rates
Interest on all our offshore accounts is paid without the deduction of tax*. View interest rates.
24 hour internet and phone banking Our and phone banking services allow you to bank with us anytime, from anywhere.
Register for Internet Banking to:
- View balances and statements for all your offshore accounts
- Enjoy reduced rates on international money transfers
- Make free bill payments to UK beneficiaries
Visa debit card in sterling/US dollars, and charge card in euro Debit and credit cards offer a convenient, secure way of accessing your offshore money, wherever you are.
We offer Visa debit cards in sterling or US dollars and charge cards in euro through American Express . You can apply for a euro American Express Card once you are a customer of HSBC Bank International.
Register your card for extra security when shopping online For extra security when shopping online, our customers can register their sterling debit card for online shopping with the MasterCard ®SecureCode™ service or Verified by Visa® service. Learn more. Please note: Customers holding US dollar Visa debit cards will not be able to register their cards for the Verified by Visa service.
†All interest on HSBC Bank International's offshore accounts is currently paid gross. However, if you are residing in the EU, credit interest may be subject to a retention tax. As an alternative, you can opt to have your account details reported ultimately to your local tax authority. Learn more
**There is a £25^ monthly fee for our Offshore customers. However, if your Relationship Balance is £25,000* or more you will be eligible for our HSBC Advance service, available for a monthly fee of £15^. Alternatively choose HSBC Premier, our exclusive service with no monthly fee, available to you if your balance is £60,000* or more.
**A monthly underfunding fee is payable for HSBC Advance and HSBC Premier customers in any given month where your Relationship Balance falls below the stated minimum. The monthly underfunding fee in addition to the monthly fee for HSBC Advance is £10^. The underfunding fee for HSBC Premier is £35^.
*or currency equivalent based on savings held with us or investments arranged through us.
^or currency equivalent.
