Fixed Rate Saver
Enjoy high interest rates when you make a single deposit of new-to-bank funds in sterling and US dollars.
Rates are fixed, so you know exactly how much you will earn on your savings.
- Minimum balance GBP/USD 25,000, Maximum deposit GBP/USD 500,000
- You can open one Fixed Rate Saver account in each currency
- Available to new and existing customers who deposit new funds
- Free account opening and no annual fee
There is a £250 charge payable for early closures, plus any additional costs to HSBC of funding the repayments. Partial withdrawal of funds is not permitted.
You must have and keep open a Current Account or Serious Saver Account with us (in the same name and currency as your Fixed Rate Saver) for the term of your Fixed Rate Saver. At maturity the entire balance of your Fixed Rate Saver plus interest will be paid into your nominated Current or Serious Saver account.
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In Detail
Fixed Rate Saver balances count towards HSBC’s Premier qualifying balance criteria of £60,000, or currency equivalent. So you can enjoy great rates of interest on your savings, plus the additional benefits that come with HSBC Premier.
Click here for Personal Banking Terms of Business
The Fixed Rate Saver was previously called High Interest Deposit Bond. The only change to the product is the name. All terms and conditions of the product remain unchanged.
All interest is currently paid gross. However, if you are residing in the EU, credit interest may be subject to a retention tax. As an alternative, you can opt to have your account details reported ultimately to your local tax authority. Learn more
