International Money Transfers

International payments and transfers

Currency transfers between your HSBC accounts are quick, easy and convenient via Telephone, Mobile or Online Banking - plus you'll get up to the minute live exchange rates* when using Mobile or Online Banking.

Transfer up to £100,000 (or currency equivalent) per day to accounts in over 150 countries via Online Banking.

Make a transfer

  • Log on to online banking
    Not yet banking online? Register now
  • Select Move money on the account summary panel
  • All of your saved payees are easy to find by selecting My payees.
  • To make a new payment select New payee or select My accounts to make a payment to one of your linked HSBC accounts.
  • Enter the payment details and decide when you want to make the payment.
  • Verify and Confirm to complete your transfer.

Exchange rates

For immediate transfers, a live exchange rate* will be displayed on the screen before you choose whether to go ahead with the transfer. If you're setting up the transfer for a later date, the prevailing exchange rate at the time of the transfer will apply.

Our exchange rate margins are tiered, so better foreign exchange rates are available for higher transfers.

*Live exchange rates will be provided between the opening hours of the Hong Kong Market on Monday morning (local time) and the close of the New York Market on Friday afternoon (local time) - excluding public holidays and unexpected closures. Transfers made outside of these hours will be based on the most recent closing foreign exchange rates from New York or Hong Kong as applicable, and includes an additional premium in the exchange rate provided.

Need to transfer more than the daily limit?

If you need to transfer more than the daily limit, call us on +44 1534 616 313 at anytime and we can help you. We can also put you in touch with our team of foreign exchange specialists who can explain all the solutions available to you.

New to HSBC Expat?

To convert your money with us, you first have to open an HSBC Expat account.

Apply for an HSBC Expat account

You should be aware of the potential risk of foreign exchange rates changing. So if you convert your money back to the original currency, you may incur a loss as a result of movements in the markets.

Exchange rate certainty

Exchange rate certainty

With real-time exchange rates during market hours, you'll know the exact rate applied to all your currency transfers.

Find out more

Live rates are available during Hong Kong, London and New York market hours.